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Denaro – a multi-currency debit card platform

Denaro is a multi-currency debit card platform that enables users to access, store, and spend their cryptocurrencies like any other debit card. They have designed and developed a blockchain-based platform where users can seamlessly utilize their cryptos for their daily activities. Through payment terminals for merchants, IBAN numbers, and API/SCI functions, Denaro will seamlessly bridge the gap between the crypto community and the traditional financial structure (and user) in the future of monetary payments.

Denaro is a versatile payment solution that enables users to store, spend, and transfer their cryptocurrencies to an intuitive interface. Through securely developed and customizable SCI/APIs for merchant services, Denaro facilitates the payment of goods and services (online or offline) through a web wallet and physical debit card.


Denaro offers the following benefits:
For Merchants
● Securely receive payments in BTC, ETH, or DNO through customizable SCI/APIs without worrying about having to handle multiple wallet addresses.
● Instantaneous conversion of cryptos to BTC, ETH, or DNO and vice versa.
● Accept payments in fiat and instantly convert cryptocurrencies to fiat to hedge against volatility.
● Discounts and bonuses for merchants with volumes higher than $500,000, including; 1 free payment terminal and 50% off debit-card charges.
● An International Bank Account Number (IBAN) for receiving international transactions in fiat
● Personalized debit-card designs for merchants with high volumes.

For Users
● Store, spend and send Bitcoin, Ethereum, and Denaro from a single user interface.
● Shop online and offline using a multi-cryptocurrency debit card.
● No additional fees for sending cryptocurrencies outside of the Denaro wallet; only network fees apply.
● An International Bank Account Number (IBAN) for receiving international transactions in fiat.
● Personalized debit-card designs for users with high volume.

Denaro Wallet

The Denaro Wallet is central to every interaction in the Denaro ecosystem. It is a secure storage and exchange platform for both cryptocurrencies and fiat currencies, enabling users to deposit, hold, send, and exchange supported cryptos and fiat. Merchants can freely choose and switch between different blockchain assets for payments. Users can convert from BTC, ETH, DNO and vice versa, utilise peer-to-peer transfers and exchanges, and pay for merchant services. Users can create their wallet through the web portal or download the free Denaro mobile app (which will be available for both Android and iOS devices). Once the account has been created, users can immediately access their multicurrency wallet using their private key and instantly deposit to it with their preferred cryptocurrency. To load the card: the user simply logs on, navigates to the deposit section and chooses which of the currency they would like to deposit into the account. Once the asset has been deposited, the card will be loaded automatically. They can also deposit fiat currencies in the same way.

Denaro Token

Denaro aims to offer a constantly-evolving token that will always meet the demands of the users and accommodate the best features of the blockchain. This token will be known as DNO. DNO is a utility token and will drive all settlement on the network, as well as entitling holders to a wide variety of exclusive advantages, including bonuses, discounts, and merchant services on the network.

For Users:
● Increased accessibility to premium services when DNO is used frequently enough for transactions on the network.
● Discounts when paying for merchant services
● Significantly reduced transaction fees (nearing 0%)
● Bonus tokens for high-volume transactions
● Discounts on debit card top-ups

For Merchants:
● Reduced risk of volatility
● Increased liquidity in comparison to other cryptocurrencies
● Free payment terminal for high-volume transactions


Denaro wants to make crypto payments as easy as sending a message, thereby propagating its usage and accessibility for the global economy. This accessibility will be through its revolutionary multi-cryptocurrency card and API/SCI functionalities for merchant platforms. Denaro is set to become a one-stop solution as a cryptocurrency exchange ecosystem for companies and individuals due to ease-of-use and speed regardless of geographical and banking boundaries.Users can send funds to their loved ones, colleagues, employees, and favorite stores from anywhere in the world without the need for excessive bank charges and long confirmation times that they are all too familiar with in traditional banking systems. With Denaro, transactions take less than a minute and are completely free for tokenholders. Users will also have total control of their payments and transfers, as well as being able to convert to and from cryptocurrencies and fiat.

For more information, visit the Website or read the Whitepaper.

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